Code: 01682784

An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria

Name: An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria
Brand: Grin Verlag
SKU: 01682784
Price: 37.77 EUR
Availability: InStock

by Saifullahi Sani Ibrahim, Haruna Mohammed Aliero

Language: English
Binding: Paperback
Number of pages: 20
Publisher: Grin Verlag, 2012
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Book synopsis

Scholarly Research Paper from the year 2011 in the subject Economics - Other, printed single-sided, grade: none, Usmanu Danfodiyo University, Sokoto (School of Arts and Social Sciences), course: Economics, language: English, comment: Saifullahi Sani Ibrahim: Isa Kaita College of Education, Dutsin-ma , abstract: This study examines the factors that influence Farmers access to formal banking credit in the rural areas of Nigeria. The data used was collected from rural areas of Katsina State. The study used probit modelling approach to analyse the factors that influence farmers accessibility to formal credit. The study found that the level of income, collateral, educational attainment and marital status have significant positive influence on farmers access to formal credit, while age and sex have insignificant positive influence on the farmers access to credit. On the other hand, interest rate and transaction cost have significant negative influence on the farmers access to formal credit. Thus, the paper concluded that with the prevailing banking arrangement in Nigeria, rural farmers have little or no access to credit from conventional banks. Therefore, the study recommended the use of both group lending arrangement and character lending, so that farmers in the rural areas could be reached with formal credit.

Book details

Book category Books in English Economics, finance, business & management Business & management Management & management techniques

37.77 €

Full title: An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria
Author: Saifullahi Sani Ibrahim, Haruna Mohammed Aliero
Language: English
Binding: Paperback
Number of pages: 20
EAN: 9783656331575
ISBN: 365633157X
ID: 01682784
Publisher: Grin Verlag
Weight: 45 g
Dimensions: 210 × 148 × 3 mm
Published: 2012