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Book synopsis

Analyzing the field of community development banking, Parzen and Kieschnick explain how financial institutions can serve the economic development needs of communities in which they operate without sacrificing prudent banking practices. Relying on firsthand knowledge, the authors show why development banks are worthy of the attention of community development activists, financial institutions that want to improve their performance, and policymakers trying to fix the financial system. The authors describe the successes of a number of community development banks, such as South Shore Bank in Chicago, Northern Community Investment Corporation in Vermont, and Self Help Credit Union in North Carolina. Parzen and Kieschnick explore the factors that contribute to or limit development bank effectiveness, and they focus on how banks come to terms with conflicts between serving their markets and surviving. They offer a plan for achieving the full economic development potential of development banking, including specific steps for development bankers, mainstream financial institution, government agencies, and foundations. Author note: Julia Ann Parzen is a Program Consultant in economic development and conservation for the Joyce Foundation. Michael Hall Kieschnick is President of Muir Investment Trust and Sand County Ventures in San Francisco.

Book details

• Full title: Credit Where It's Due
• Subtitle: Development Banking for Communities
• Author: Julia Parzen, Hall Kieschnick
• Language: English
• Binding: Hardback
• Number of pages: 400
• EAN: 9780877228110
• ID: 04946317
• Publisher: Temple University Press,U.S.
• Weight: 318 g
• Dimensions: 229 × 152 × 24 mm
• Date of publishing: 29. November 1992

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